Monthly Expense 2022/02

 

*Money sent to GF not included

[NEW] ETF DCA Project 2022/01

*Due to some cashflow issue, I haven't started investing in VTI. I will invest in VTI as soon as I get my side hustle paycheck.

Monthly Expenses 2022/01

 

*Money supporting my GF not included.

Side Hustle Income 2022/01

 

New Year Resolutions 2022 (Part 3)

Please see the previous post for the first two resolutions.

R3. Buy a house in UK.

I will abandon this resolutions because my GF's family came across a financial problem. I have to help her out every month, which makes me unable to stick to my plan.

R4. Learn a new language: Thai language

G4) Learn a new Thai word/sentence every day, i.e. 365 new words/sentences in total

R5. Write a blog: Update this blog 5 times/month

There are six series on my blog right now:

• Monthly expense
• Side hustle income records
• ETF DCA project
• Crypto DCA experiment
• New year resolutions tracking
• Financial updates

All series except Financial Updates (which is quarterly) will be done monthly.

G5) Update this blog 5 times/month.

New Year Resolutions 2022 (Part 2)

I will break down the first two resolutions into SMART goals.

R1. Earn and save more money: total saving +$300k

->  Monthly saving > $25k

-> Monthly gross income - Monthly personal expense - Monthly support to my GF > $25k

    G1a) Monthly personal expense = $10k~$13k

    G1b) Side hustle income = $25k~35k

R2. Lose weight: 63.5kg -> 60kg

-> Monthly weight loss= 3.5/12= ~0.3kg

    G2a) No sugary food and drinks for 5 days/week

    G2b) Intermittent fasting for 3 days/week

    G2c) Simple home workout every day

I will continue other resolutions in next post.

[NEW PROJECT] Crypto DCA Experiment 2022/Jan

In this project, I will buy around US$100 of the top 10 cryptocurrencies.