[NEW] ETF DCA Project 2022/01

*Due to some cashflow issue, I haven't started investing in VTI. I will invest in VTI as soon as I get my side hustle paycheck.

[NEW PROJECT] Crypto DCA Experiment 2022/Jan

In this project, I will buy around US$100 of the top 10 cryptocurrencies.

Monthly Investment Summary 2021/Jan

Hi guys! Even though the market is getting higher and higher, I have stayed investing last month.

Yet, I didn't buy all the tickers I plan to buy. I will wait a little bit longer and see what will happen next.

Monthly Investment Summary 2020/December

Hi, guys and gals! I would like to restart an old series of my blog. I will post my investment records every month.

My portfolio is consisted of 70% stocks, 5% REITs, 20% bonds, 5% gold and crypto. Most part of the stocks have been and will be bought in ETFs with some individual stocks. REITs are in the form of VNQ. Bonds include VGLT, VGIT and VCIT. Gold are in IAU while I will continue to buy ETH and BTC for the crypto part. 

As on 5/1/2021, my portfolio is worth ~240k. I will continue add my saving in this portfolio and let's see what will happen after one year.

Monthly Investment Plan - US stocks 10/10/2020

 

After some deep thoughts and back test, here is my finalised strategy: I will continue to contribute some ETFs such as VOO, QQQ, VXUS, VWO, VGIT, VGLT, ARKK and ARKW. Meanwhile, I will buy V and MA every month. Besides, I will buy AMZN every 6 months. As for the other stocks such as TTD and DIS, I will buy a few shares and hold at least 5 years. In short, my plan is to buy and hold index ETFs with a handful of individual stocks.

TOTAL: $11284.09

Monthly Investment Plan - HK stocks 10/10/2020

 I hope the situation will be better in 2021.

Monthly Investment Plan - HK stocks 7/9/2020

 

I will stop contributing 435 and 3140. For 435, it is because the future of HK is very uncertain. I do not want to bet on it. For 3140, it is because Vanguard will quit the HK market, which is a surprise for me. I sold some of it because of the same reason. The money will be invested to VOO on a monthly basis.

Monthly Investment Plan - US stocks 8/8/2020

 

I didn't update this part of my portfolio for a long time because I didn't invest any of my money until a recent time. I did some trading. I won some money and lost some money. Then I realise trading stocks is not really my thing. It is exciting, but it hurts my mind and hard-earned capitals. Therefore, I restarted this long term investment plan. You can see the portfolio now is more balanced. I plan to have more tech ETF and precious metal ETFs later, but I will stop contribute to VOO since I am contributing 3140 in the HK stock market. I hope this portfolio will bring me average 10% capital gain every year in the long run.

Monthly Investment Plan - HK Property stocks 8/7/2020

I will stop contributing to 823 and observe its performance for a while, but I won't sell it now. Its fundamentals still look good if the impact of the pandemic is excluded. For 435, I will stop contributing when I collected 3000 shares. As for 12 and 16, I will stop contributing when I collected a complete lot of shares. They are good companies and cheap now, but in the long run they will likely lose to those technology related China company.

Monthly Investment Plan - HK ETF 8/7/2020

The second wave of the pandemic is hitting Hong Kong, but the stock market is more optimistic due to many China factors. I will continue to contribute these two ETFs and I am looking forward to 9988 becoming a HSI stock in August.

Regular Financial Updates 2020 Q2

Hi guys!

This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my growth.

This is the second quarter asset report of 2020:

Last quarter was a nightmare. In March, the stock market dropped about 30% and so did my assets. I bought in some stocks too early. Then I sold them too early. I missed the rebound afterwards. This experience makes me rethink if my strategy is good or not.

Then I realise it is my mind, not my strategy. I was scared when it came down 30% from the top. I didn't believe it's true when it started to rebound. Therefore, I spent some money and time to learn about investing. 

I learnt no matter it is trading or investing, planning and discipline are the key. Why to buy/sell and when to buy/sell are the questions to ask. Execute your plan when signals arrive. Don't hesitate. I will remember this lesson.

Monthly Investment Plan - HK ETF 5/6/2020

I will continue to contribute to 3140 since this is in fact a US ETF. As for 2800, I will stop contribution once a whole lot size is accumulated because of the recent change in social economic environment in HK. The economy is not good around the globe. Unemployment rates are high. Yet, some said the bear market has ended already. I will be bullish technically but stay very cautious about the macro economy.

Monthly Investment Plan - HK Property stocks 5/6/2020

Sorry, I didn't update last month. I changed my plan because I thought the social economic environment in HK has fundamentally changed. I am not sure if this change is good or bad, but I don't want to bet my future money on an uncertainty. Therefore, I will stop this plan once a whole lot size is accumulated.

Monthly Investment Plan - HK Property stocks 23/4/2020

Will the market go even deeper? I don't know but I will prepare for the worst scenario. Luckily, I have found an extra freelance job recently. My income has increased a little bit.

Monthly Investment Plan - HK ETF 23/4/2020

It seems the rebound is over. Yet, for me, nothing will change so far. The plan will continue as long as my income stays the same.

Monthly Investment Plan - HK Property stocks 7/4/2020

The stock market is getting better, but I think the worst is yet to come for the real economy.

Monthly Investment Plan - HK ETF 7/4/2020

The pandemic seems disappearing. However, the impact of the economy is still unknown. I will stick to the plan so far.

Monthly Investment Plan - US 7/4/2020

On one hand, some said this is phase 2 of the bear market. On the other hand, the governments worldwide are trying to save the economy in an unprecedented scale. As a young and innocent investor, I will stick to my investment plan. The next investment day should be 23/4/2020.

Monthly Investment Plan - HK ETF 20/3/2020

This epidemic has taught me the importance of global asset allocation. Before this, I am reluctant to buy stocks related to China, but now I am considering buying some Tencent and Alibaba. I won't use the monthly plan to buy these two stocks. I will buy via normal order. 

Monthly Investment Plan - HK Property stocks 20/3/2020

There is a disadvantage of the monthly plan of the broker. They always help me buy the stocks at a relatively high price intra-day. Yet, I think the effect should be minimal in the long run as long as I stick to my plan.