Friday, October 4, 2019

September Expenses 2019

Hello, everyone!

I am Jerry, the author of this blog!

Hong Kong is still in disturbance but I chose to restart blogging. It doesn't mean I don't care about the movement. In fact, I see this as an alternative perspective of history.

Anyways, here comes the expenses of September:

Money for my family: $7500
I gave $5500 to my parents and $2000 to my girlfriend every month. Besides, I bought my mum a pair of new shoes as her birthday gift.

Food& Beverages: $885.9
I ate out a few times this month.

Entertainments: $8648.77
I travelled to Bangkok alone for three days because I was so stressed out. Movements in HK. New Job. Family issues. These are the reasons why I chose to escape for a few days.

Transportation: $396.8
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.

Phone: $116
This is the phone bill.

Haircut: $70
Cheap haircut.

Education: $648
I started learning a new language- Viet! It's because I want to learn more about my girlfriend's language and culture.

Miscellaneous: $0
I didn't mark any miscellaneous spending. Not sure if there is really none or I forgot to mark down haha.

TOTAL: $18984.07
The expenses went up quite a bit this month because I travelled to Bangkok. Yet, I knew I needed a few days escaping from reality. I was really stressed and even depressed, but I am okay now. I really want to thank myself for arranging this trip. Let's see if I could save more next month.

What about you? How much did you spend in September? Please let me know by commenting below! See you next time!

Thursday, October 3, 2019

August Expenses 2019

Hello, everyone!

I am Jerry, the author of this blog!

As I have mentioned in my last blog, Hong Kong is undergoing a huge incident so I did not update my blog as usual.

Anyways, here comes the expenses of August:

Money for my family: $7500
I gave $5500 to my parents every month. Since June, I also started giving $2000 to my girlfriend to support her living.

Food& Beverages: $1197.8
I ate out a few times this month.

Entertainments: $831.8
I bought some games and in-app purchases.

Transportation: $396.8
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.

Phone: $116
This is the phone bill.

Haircut: $0
I didn't do my haircut this month. Too busy(or lazy).

Miscellaneous: $629.9
I bought a new bag for work and a new umbrella.

TOTAL: $10672.3
I discovered some loophole in my spending summary. I didn't record some one-off expenses such as course fee, insurance and professional memberships. I am too lazy to track them back but I will definitely include them in my coming summary.

What about you? How much did you spend in August? Please let me know by commenting below! See you next time!

Wednesday, October 2, 2019

July Expenses 2019

Hello, everyone!

I am Jerry, the author of this blog!

It has been a long time since my last update. Too many things happened in Hong Kong for the past few months and I was not in the mood of blogging so I delayed the updates.

Anyways, here comes the expenses of July:

Money for my family: $7500
I gave $5500 to my parents every month. Since last month, I also started giving $2000 to my girlfriend to support her living.

Food& Beverages: $940.3
Not bad. Less than that of last month.

Entertainments: $1471.8
Far less than that of last month because I didn't go travel. Yet, I still bought some games and in-app purchases.

Transportation: $408.6
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.

Phone: $116
This is the phone bill.

Haircut: $70

Miscellaneous: $1354.19
This included some supplements and small things I bought for daily use.

TOTAL: $11860.89
Overall, I spent far less this month, mainly because I didn't go travelling. Yet, my income became less than usual this month because I switched to a new job and there were few days of break. After all, I am satisfied with my spending this month. It is within my expectation.

What about you? How much did you spend in July? Please let me know by commenting below! See you next time!

Tuesday, October 1, 2019

Regular Financial Updates 2019 Q3

Hi guys!

This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my growth.

This is the third quarter asset report of 2019:

Yes, there is a drop my asset. This is solely because of the fluctuation of the stock market. My stock portfolio dropped around 20%. This seems a lot because my portfolio contains some stocks that I bought when I was a total dummy of investment. I didn't sell them even when they dropped so much. This is a lesson I will remember my whole life. Stock picking may be interesting but buying the index makes sure I earn the money. I am reconstructing my portfolio by buying only ETF of HSI and S&P500. I hope I am not too late to correct my mistake.

All in all, my financial goal of 2019 is to make it around 1.1 million. I reached nearly 80% of the goal so far. Do you think I will be successful? Please comment below!

Thank you for your time! See you next time!