[NEW] ETF DCA Project 2022/01

*Due to some cashflow issue, I haven't started investing in VTI. I will invest in VTI as soon as I get my side hustle paycheck.

Monthly Investment Summary 2021/Jan

Hi guys! Even though the market is getting higher and higher, I have stayed investing last month.

Yet, I didn't buy all the tickers I plan to buy. I will wait a little bit longer and see what will happen next.

Monthly Investment Summary 2020/December

Hi, guys and gals! I would like to restart an old series of my blog. I will post my investment records every month.

My portfolio is consisted of 70% stocks, 5% REITs, 20% bonds, 5% gold and crypto. Most part of the stocks have been and will be bought in ETFs with some individual stocks. REITs are in the form of VNQ. Bonds include VGLT, VGIT and VCIT. Gold are in IAU while I will continue to buy ETH and BTC for the crypto part. 

As on 5/1/2021, my portfolio is worth ~240k. I will continue add my saving in this portfolio and let's see what will happen after one year.

Monthly Investment Plan - US stocks 10/10/2020

 

After some deep thoughts and back test, here is my finalised strategy: I will continue to contribute some ETFs such as VOO, QQQ, VXUS, VWO, VGIT, VGLT, ARKK and ARKW. Meanwhile, I will buy V and MA every month. Besides, I will buy AMZN every 6 months. As for the other stocks such as TTD and DIS, I will buy a few shares and hold at least 5 years. In short, my plan is to buy and hold index ETFs with a handful of individual stocks.

TOTAL: $11284.09

Monthly Investment Plan - HK stocks 10/10/2020

 I hope the situation will be better in 2021.

Monthly Investment Plan - HK stocks 7/9/2020

 

I will stop contributing 435 and 3140. For 435, it is because the future of HK is very uncertain. I do not want to bet on it. For 3140, it is because Vanguard will quit the HK market, which is a surprise for me. I sold some of it because of the same reason. The money will be invested to VOO on a monthly basis.

Monthly Investment Plan - US stocks 8/8/2020

 

I didn't update this part of my portfolio for a long time because I didn't invest any of my money until a recent time. I did some trading. I won some money and lost some money. Then I realise trading stocks is not really my thing. It is exciting, but it hurts my mind and hard-earned capitals. Therefore, I restarted this long term investment plan. You can see the portfolio now is more balanced. I plan to have more tech ETF and precious metal ETFs later, but I will stop contribute to VOO since I am contributing 3140 in the HK stock market. I hope this portfolio will bring me average 10% capital gain every year in the long run.

Monthly Investment Plan - HK stocks 8/8/2020

 

I read some articles and watched some videos about the future of the world. Though I still believe the price of the property stocks will rise again in the future, they cannot compete with those tech stocks. Therefore, I sold 823 last month. I will keep contribute to 435, 12, 16 and 2800 until I collected a whole lot of shares. Then I will sell them when their price reach a certain level. As for 3140, I will keep contributing since it represents the US part of my portfolio. 

Monthly Investment Plan - HK Property stocks 8/7/2020

I will stop contributing to 823 and observe its performance for a while, but I won't sell it now. Its fundamentals still look good if the impact of the pandemic is excluded. For 435, I will stop contributing when I collected 3000 shares. As for 12 and 16, I will stop contributing when I collected a complete lot of shares. They are good companies and cheap now, but in the long run they will likely lose to those technology related China company.

Monthly Investment Plan - HK ETF 8/7/2020

The second wave of the pandemic is hitting Hong Kong, but the stock market is more optimistic due to many China factors. I will continue to contribute these two ETFs and I am looking forward to 9988 becoming a HSI stock in August.

Monthly Investment Plan - HK Property stocks 23/4/2020

Will the market go even deeper? I don't know but I will prepare for the worst scenario. Luckily, I have found an extra freelance job recently. My income has increased a little bit.

Monthly Investment Plan - HK ETF 23/4/2020

It seems the rebound is over. Yet, for me, nothing will change so far. The plan will continue as long as my income stays the same.

Monthly Investment Plan - US 7/4/2020

On one hand, some said this is phase 2 of the bear market. On the other hand, the governments worldwide are trying to save the economy in an unprecedented scale. As a young and innocent investor, I will stick to my investment plan. The next investment day should be 23/4/2020.

Monthly Investment Plan - Introduction (US)

Due to the coronavirus pandemic, we all enter a bear market. While some are still panic, I decided to start my investment plan since this is probably a good window to buy stocks in a cheaper price. However, no one could predict how low the price will be. Therefore, I will use dollar cost averaging technique. Each month USD 1000 will be invested in VOO. Since I use Firsttrade Securities, there will be no trading fee charged by the broker. I will split the $1000 into two, with one buying on 5th trading day of the month and another on 15th trading day, so as to further diverge the timing risk.

I hold some VOO before I start this plan:

This plan will last for 12 months. After that, I will consider if I continue or not. 

Some might think I am crazy to enter the market at this timeframe. What do you think? What is your plan during the bear market? Please let me know and comment below!

Monthly investment plan - Introduction (Hong Kong)

I think most people are shocked about what happened to the stock market last week. At first, I was shocked and worried as well, but then I realize this may be a rare opportunity for me to buy some stocks. Therefore, I decided to invest in the market now using dollar cost averaging.

I will invest a fixed amount of money (HKD$2000) each month under the monthly stock investment plan (MIP) of Chief Securities Ltd. There will be zero fees charged by this broker. Only $5.15 will be charged to pay for the tax each time. The plan allows me to buy twice a month (on the 5th and 15th trading day).

I will invest in two ETFs- 2800 and 3140. I have held these two ETFs before I started this plan this month:

Yes... I am losing money but it is tolerable for me as I am still earning income from my full time job. I plan to invest for 12 consecutive months because I think the impact of the virus will last at least one year. I will consider if I continue this plan or not after 12 months.

Besides, I will invest in 6 different stocks twice each month using the same plan ($3000/month):

REITs: 823, 435

Properties stock: 16, 12

I only hold some stocks of 823 while I hold none of others:

That's it! This is my plan under a bear market. What do you think? Do you think this is a wise decision for me? Please comment below and let me know!