Monthly Expenses 2022/01

 

*Money supporting my GF not included.

Side Hustle Income 2022/01

 

New Year Resolutions 2022 (Part 3)

Please see the previous post for the first two resolutions.

R3. Buy a house in UK.

I will abandon this resolutions because my GF's family came across a financial problem. I have to help her out every month, which makes me unable to stick to my plan.

R4. Learn a new language: Thai language

G4) Learn a new Thai word/sentence every day, i.e. 365 new words/sentences in total

R5. Write a blog: Update this blog 5 times/month

There are six series on my blog right now:

• Monthly expense
• Side hustle income records
• ETF DCA project
• Crypto DCA experiment
• New year resolutions tracking
• Financial updates

All series except Financial Updates (which is quarterly) will be done monthly.

G5) Update this blog 5 times/month.

New Year Resolutions 2022 (Part 2)

I will break down the first two resolutions into SMART goals.

R1. Earn and save more money: total saving +$300k

->  Monthly saving > $25k

-> Monthly gross income - Monthly personal expense - Monthly support to my GF > $25k

    G1a) Monthly personal expense = $10k~$13k

    G1b) Side hustle income = $25k~35k

R2. Lose weight: 63.5kg -> 60kg

-> Monthly weight loss= 3.5/12= ~0.3kg

    G2a) No sugary food and drinks for 5 days/week

    G2b) Intermittent fasting for 3 days/week

    G2c) Simple home workout every day

I will continue other resolutions in next post.

[NEW PROJECTS] New Year Resolution 2022

My 2022 New Year resolutions are as follows:

1. Earn and save more money

2. Lose weight

3. Buy a property in UK.

4. Learn a new language

5. Write a blog

In part 2& 3, I will break down these five resolutions into small tangible goals using the SMART approach.

December Expenses 2021

Hello, everyone!

I am Jerry, the author of this blog!

Finally here comes the expenses from December:

This will be the last old-fashioned updates. All the posts after this will be newly designed to attract more eyeballs.

Cheers! Save more money and stay invested!

A NEW START

Hi, everyone! Happy New Year!

This is Jerry, the owner of this blog!

2021 has passed. Here comes 2022.

This blog will have a big change.

I will try to make this page more vivid with more stunning charts.

And I will update more frequently. All the current series will be kept and there will be new series:

1) Monthly expenses

2) Monthly side hustle income

3) Monthly Financial Updates (Yes, change from quarterly to monthly)

4) Crypto DCA experiment (New)

5) ETF DCA records (New)

6) New year resolution progress tracking (New)

I will update 1-2 times per week. Hopefully, this change will make my blog more popular and inspire more people to have good self-finance.

Please share and comment below! Hope to see you again!

Regular Financial Updates 2021 Q4

 Hi guys!

This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my journey.

This is the FINAL quarter asset report of 2021:

I made it! I reached the 2 million milestone at the age of 29. I should give myself a medal because I worked so hard this year! 

To be honest, this is not the results of good investment strategy and skills, but the fruits of my hustling and budgeting. Every month I generated an extra income of $15-20k from working side hustles and saved around 65% of all my income.

While some said FIRE is impossible, I still believe it is worth a try. Even if I fail, it will be a fruitful journey.

As for the plan of 2022, I changed my mind. I will not make a youtube channel, but I will make something else. Details will be shown in the post tomorrow!

Side Hustle Income (December)

"Determination makes dream come true." - Kobe Bryant

December is not an easy month. My grandfather got admitted to hospital and passed away. 

May his soul rest in peace.

Side hustle income of this month: $18240

Regular Financial Updates 2021 Q3

Hi guys!

This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my journey.

This is the belated THIRD quarter asset report of 2021:

Though it may be too early to say this, I am quite sure I will meet my financial target this year. Recently I have been reading more about cryptocurrencies. While I believe crypto will be part of the future, I am still thinking about what to write on this blog. I don't want to just summarize and rephrase all the 101 information. On the other hand, I am also interested in opening a Youtube channel where I can share my FIRE journey in another format.

Side hustle income (July- November 2021)

Sorry guys and girls!

I have been occupied by many things since last update.

Then one day I realized there are some people reading blogs.

This encourages me to continue to write this blog.

Here are the side hustle income of the missing months:

July- $20500

August- $17910

September- $15770

October- $17760

November- $18360

Regular Financial Updates 2021 Q2

Hi guys!

This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my journey.

This is the SECOND quarter asset report of 2021:

Thanks to my side hustle income. the yearly goal is very likely to be met. Since the future of HK is very uncertain, I will keep my best to earn and save as much money as I can. While I will continue to save for an apartment, I will restart contributing some of my saving to ETFs. I will keep you guys updated!

Year plan progress

1) Two millions milestone

Very good. Likely to be met.

2) New language

No progress so far. I will follow up after my back gets better.

Side hustle income (June 2021)

Saturday morning: 4 x $1440 = $5760

Freelance 1: 5 x $800 = $4000

Freelance 2: 5 x $680 = $3400

Freelance 3: 19 x $600 = $11400

TOTAL: $24560

Side hustle income (Apr 2021)

Saturday morning: 1440 x 3= 4320

Freelance SMP: 600 x 4= 2400

Freelance SSW: 680 x 6= 4080

Freelance PL: 600 x 4= 2400

Freelance NP: 600 x 4= 2400

Freelance CH: 600 x 5= 3000

Freelance TKO: 600 x 2= 1200

Freelance HH: 600 x 5= 3000

TOTAL: 22800

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Reflections

33 times this month. I am quite tiring sometimes. I may cut down some freelance jobs soon.

April Expenses 2021

Hello, everyone!

I am Jerry, the author of this blog!

Here comes the expenses of April:

TOTAL: $23251.72

My expenses went up a lot because I subsidized some of my girlfriend's living since she went unemployed again due to the pandemic. Other expenses were similar with that of last month.

What about you? How much did you spend in April? Please let me know by commenting below! See you next time!

Side hustle income record (Mar 2021)

Saturday morning: 1440 x 3= 4320

Saturday morning extra: 720 x 1= 720

Freelance SMP: 600 x 4= 2400

Freelance SSW: 680 x 7= 4760

Freelance PL: 600 x 6= 3600

Freelance NP: 600 x 4= 2400

Freelance CH: 600 x 5= 3000

Freelance TKO: 600 x 1= 600

Freelance SKW: 700 x 1= 700

Freelance HH: 600 x 3= 1800

TOTAL: 24300

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Reflections

Surprisingly, I reached an all-time high record this month. I plan to keep this income around 20~25k.

March expenses 2021

 Hello, everyone!

I am Jerry, the author of this blog!

Here comes the expenses of March:

TOTAL: $16209.63

My expense this month went down a bit, but the expense on food went up a lot. It's because I bought dinner for friends and family sometimes, and I bought a lot of Taiwan style tea! I should drink less next month!

What about you? How much did you spend in March? Please let me know by commenting below! See you next time!

Regular Financial Updates 2021 Q1

Hi guys!

This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my journey.

This is the FIRST quarter asset report of 2021:

There are something happening in my family so I decided to keep more cash as I may need to buy an apartment in HK to accommodate my family within the coming few years. I am trying my best to put those cash in some high interest accounts. I will soon share with you guys which HK banks provide high interest! Look forward to it!

Year plan progress

1) Two millions milestone

Very good. I will continue to work those parttime jobs to keep my income high.

2) New language

Recently I have been occupied by my family stuff. I stopped learning since March. I will pick up my momentum in April.

February expenses 2021

Hello, everyone!

I am Jerry, the author of this blog!

Here comes the expenses of February:

TOTAL: $18426.82

My monthly expenses went up a lot mainly due to the personal growth expenses. I joined a professional online course for around $4000.

What about you? How much did you spend in February? Please let me know by commenting below! See you next time!

Side hustle income record (Feb 2021)

Saturday morning: 1440 x 3=4320

Freelance SMP: 900 x 3= 2700

Freelance SSW: 680 x 6= 4080

Freelance PL: 600 x 7=4200

Freelance NP: 600 x 3=1800

Freelance CH: 600 x 4=2400

TOTAL: 19500

Reflections

Similar to last month, I will keep it up so as to earn as much as I can.