Hi guys and girls! This is Jerry, the author of this blog! Today, I will deliver my promise by translating one of my old posts to English so that my English reader could also read about it!
慳錢大挑戰 為咗租樓可以去到幾盡？下集【理財真人Show】第一季Ep.2
In case any of you who doesn't know Cantonese or is too lazy to open the link, I will do a very short summary of the video. It is a reality show of a young adult who wants to rent a place to live. In order to make it happen, his mentor assigned $625 to him to spend for a week. Spending nearly 30% of the amount on the first day, he failed to meet his budget at last.
In my opinion, this kind of videos are nothing ground-breaking for Hong Kong people, but it makes me understand how people of my age spend money.
I am lucky that I have a relatively high-paid job, but I still choose to be frugal in a certain degree. For example, I have never paid to watch a football match and I tried my best to turn down unimportant social gatherings. I also spend as little as I can on my lunch. Yet, I do not find my frugal life tough because it is my own choice. I know, in order to achieve early financial freedom, I must save a lot first and think about ways to create wealth from my saving.
A festive meal or a fascinating football match might bring satisfaction for a period of time. Yet, I believe happiness is not created from spending money to buy some stuff or experience. Happiness is inside us waiting to be found.
All in all, I am very grateful of myself choosing a different path. There are still a lot to learn on the way to financial freedom. I hope I could keep this mentality until the day of freedom.
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(Original Chinese version)
有興趣的網友可點上面的Link觀看該節目。
這種舊調重彈的節目實在不能叫發人深省，但只少讓我明白與我年紀相約的朋友理財觀是怎樣。
也許幸運的緣故(其實最主是因為我刻苦努力)，小弟有一份較高薪的工作，可是仍非常節儉，球賽我不看，朋友聚會盡量推卻，還常常吃老麥當午餐。可是，我不覺得很辛苦，一切都是我自己的選擇。我知道要財務自由，首先就要量入為出，然後再想辦法創造財富。
另外，我覺得快樂是在心中的。也許一個豐盛的午餐或一場精彩的球賽能帶給我們一刻的快感，但是我覺得一個人快樂與否從來與物質無關。因此，我只有少量的娛樂支出。
但是，我自問仍有很多理財觀念尚需學習，希望能繼續保持這種心態，直到自由的那一天。
Sunday, March 24, 2019
Sunday, March 10, 2019
Regular Financial Updates 2019 Q1
Hi guys!
This is Jerry, the author of this blog! This is the first post I made since the big change in my blog. I decided to post the total asset I have so that you guys could witness my growth.
This is the quarter report of my asset:
Yes, I decided to update my financial details quarterly even though I know some bloggers will disclose their financial summary each month. I chose to do it quarterly because average listed companies only report their financials quarterly. Even though I am not running a company (yet!), I find this practice more reasonable.
My financial goal of 2019 is to make it around 1.1 million, according to my financial freedom plan. I reached 70% of the goal so far. Do you think I will be successful? Please comment below!
Thank you for your time! See you next time!
This is Jerry, the author of this blog! This is the first post I made since the big change in my blog. I decided to post the total asset I have so that you guys could witness my growth.
This is the quarter report of my asset:
Yes, I decided to update my financial details quarterly even though I know some bloggers will disclose their financial summary each month. I chose to do it quarterly because average listed companies only report their financials quarterly. Even though I am not running a company (yet!), I find this practice more reasonable.
My financial goal of 2019 is to make it around 1.1 million, according to my financial freedom plan. I reached 70% of the goal so far. Do you think I will be successful? Please comment below!
Thank you for your time! See you next time!
Sunday, March 3, 2019
February Expenses 2019
Hello, everyone!
I am Jerry, the author of this blog!
Here comes the expenses of February:
Money for parents: $5500
This is the money I gave to my parents every month. If you are a foreigner, you may find it strange. Yet, this is a common practice in Hong Kong or some other Asian countries.
Food& Beverages: $888.8
This includes the eating out with friends so it might vary month to month. In my experience, below $1000 means I did not have many social gathering with my friends that month.
Entertainments: $416
I spent some money for the games I played. To be honest, I felt good when playing the games but afters some time I became guilty of spending the money on some virtual things. I might need to find some ways to prevent myself from spending this kind of money.
Transportation: $395.2
There is a long Lunar New Year holiday so I did not have to go to work for almost two weeks. This saved me a lot of transport fee.
Household products: $218
I helped my family to buy some stuff.
Mobile fee: $116
Connection to the Internet is a necessity of modern human, right?
TOTAL: $7638
Thanks to the CNY holiday, I stayed frugal without really sacrificing my quality of life. I find the result very satisfying.
What about you? How much did you spend last month? Please let me know by commenting below! See you next time!
I am Jerry, the author of this blog!
Here comes the expenses of February:
Money for parents: $5500
This is the money I gave to my parents every month. If you are a foreigner, you may find it strange. Yet, this is a common practice in Hong Kong or some other Asian countries.
Food& Beverages: $888.8
This includes the eating out with friends so it might vary month to month. In my experience, below $1000 means I did not have many social gathering with my friends that month.
Entertainments: $416
I spent some money for the games I played. To be honest, I felt good when playing the games but afters some time I became guilty of spending the money on some virtual things. I might need to find some ways to prevent myself from spending this kind of money.
Transportation: $395.2
There is a long Lunar New Year holiday so I did not have to go to work for almost two weeks. This saved me a lot of transport fee.
Household products: $218
I helped my family to buy some stuff.
Mobile fee: $116
Connection to the Internet is a necessity of modern human, right?
TOTAL: $7638
Thanks to the CNY holiday, I stayed frugal without really sacrificing my quality of life. I find the result very satisfying.
What about you? How much did you spend last month? Please let me know by commenting below! See you next time!
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