Monthly Expense 2022/02

 

*Money sent to GF not included

[NEW] ETF DCA Project 2022/01

*Due to some cashflow issue, I haven't started investing in VTI. I will invest in VTI as soon as I get my side hustle paycheck.

Monthly Expenses 2022/01

 

*Money supporting my GF not included.

Side Hustle Income 2022/01

 

New Year Resolutions 2022 (Part 3)

Please see the previous post for the first two resolutions.

R3. Buy a house in UK.

I will abandon this resolutions because my GF's family came across a financial problem. I have to help her out every month, which makes me unable to stick to my plan.

R4. Learn a new language: Thai language

G4) Learn a new Thai word/sentence every day, i.e. 365 new words/sentences in total

R5. Write a blog: Update this blog 5 times/month

There are six series on my blog right now:

• Monthly expense
• Side hustle income records
• ETF DCA project
• Crypto DCA experiment
• New year resolutions tracking
• Financial updates

All series except Financial Updates (which is quarterly) will be done monthly.

G5) Update this blog 5 times/month.

[NEW PROJECT] Crypto DCA Experiment 2022/Jan

In this project, I will buy around US$100 of the top 10 cryptocurrencies.

December Expenses 2021

Hello, everyone!

I am Jerry, the author of this blog!

Finally here comes the expenses from December:

This will be the last old-fashioned updates. All the posts after this will be newly designed to attract more eyeballs.

Cheers! Save more money and stay invested!

Regular Financial Updates 2021 Q4

 Hi guys!

This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my journey.

This is the FINAL quarter asset report of 2021:

I made it! I reached the 2 million milestone at the age of 29. I should give myself a medal because I worked so hard this year! 

To be honest, this is not the results of good investment strategy and skills, but the fruits of my hustling and budgeting. Every month I generated an extra income of $15-20k from working side hustles and saved around 65% of all my income.

While some said FIRE is impossible, I still believe it is worth a try. Even if I fail, it will be a fruitful journey.

As for the plan of 2022, I changed my mind. I will not make a youtube channel, but I will make something else. Details will be shown in the post tomorrow!

Side Hustle Income (December)

"Determination makes dream come true." - Kobe Bryant

December is not an easy month. My grandfather got admitted to hospital and passed away. 

May his soul rest in peace.

Side hustle income of this month: $18240

Regular Financial Updates 2021 Q3

Hi guys!

This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my journey.

This is the belated THIRD quarter asset report of 2021:

Though it may be too early to say this, I am quite sure I will meet my financial target this year. Recently I have been reading more about cryptocurrencies. While I believe crypto will be part of the future, I am still thinking about what to write on this blog. I don't want to just summarize and rephrase all the 101 information. On the other hand, I am also interested in opening a Youtube channel where I can share my FIRE journey in another format.

July- November Expenses 2021

 Hello, everyone!

I am Jerry, the author of this blog!

Finally here comes the expenses from July to November:

July- $32187.4

August- $22408.13

September- $25375.85

October- $28588.5

November- $21980.53

Since my eczema and back pain is under control, I spent much less on seeing doctors and Chinese medicine practitioners. Good health is so expensive!

I will expect the expenses of December will be the average of these four months. Let's see!

Side hustle income (July- November 2021)

Sorry guys and girls!

I have been occupied by many things since last update.

Then one day I realized there are some people reading blogs.

This encourages me to continue to write this blog.

Here are the side hustle income of the missing months:

July- $20500

August- $17910

September- $15770

October- $17760

November- $18360

Regular Financial Updates 2021 Q2

Hi guys!

This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my journey.

This is the SECOND quarter asset report of 2021:

Thanks to my side hustle income. the yearly goal is very likely to be met. Since the future of HK is very uncertain, I will keep my best to earn and save as much money as I can. While I will continue to save for an apartment, I will restart contributing some of my saving to ETFs. I will keep you guys updated!

Year plan progress

1) Two millions milestone

Very good. Likely to be met.

2) New language

No progress so far. I will follow up after my back gets better.

Side hustle income (June 2021)

Saturday morning: 4 x $1440 = $5760

Freelance 1: 5 x $800 = $4000

Freelance 2: 5 x $680 = $3400

Freelance 3: 19 x $600 = $11400

TOTAL: $24560

June Expenses 2021

Hello, everyone!

I am Jerry, the author of this blog!

Here comes the expenses of June:

TOTAL: $32813.55

Another all-time high this month. I went to have a MRI of my lower spine and started seeing Chinese Medicine Practitioner. My back was getting better slowly. It is likely I will continue to see CMP for the coming two months. Hope my expenses will go down next month.

Side hustle income (May 2021)

Saturday morning: 4 x $1440 = $5760

Freelance 1: $800

Freelance 2: $6480

Freelance 3: 20 x $600 = $12000

TOTAL: $25040

May Expenses 2021

Hello, everyone!

I am Jerry, the author of this blog!

Here comes the expenses of May:

TOTAL: $30323.93

This month I spent a lot on medical services since my back was hurt. It wasn't very bad but made me realise health is of utmost importance. Good health can save us a lot of money. 

What about you? How much did you spend in May? Please let me know by commenting below! See you next time!

Side hustle income (Apr 2021)

Saturday morning: 1440 x 3= 4320

Freelance SMP: 600 x 4= 2400

Freelance SSW: 680 x 6= 4080

Freelance PL: 600 x 4= 2400

Freelance NP: 600 x 4= 2400

Freelance CH: 600 x 5= 3000

Freelance TKO: 600 x 2= 1200

Freelance HH: 600 x 5= 3000

TOTAL: 22800

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Reflections

33 times this month. I am quite tiring sometimes. I may cut down some freelance jobs soon.

April Expenses 2021

Hello, everyone!

I am Jerry, the author of this blog!

Here comes the expenses of April:

TOTAL: $23251.72

My expenses went up a lot because I subsidized some of my girlfriend's living since she went unemployed again due to the pandemic. Other expenses were similar with that of last month.

What about you? How much did you spend in April? Please let me know by commenting below! See you next time!

Side hustle income record (Mar 2021)

Saturday morning: 1440 x 3= 4320

Saturday morning extra: 720 x 1= 720

Freelance SMP: 600 x 4= 2400

Freelance SSW: 680 x 7= 4760

Freelance PL: 600 x 6= 3600

Freelance NP: 600 x 4= 2400

Freelance CH: 600 x 5= 3000

Freelance TKO: 600 x 1= 600

Freelance SKW: 700 x 1= 700

Freelance HH: 600 x 3= 1800

TOTAL: 24300

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Reflections

Surprisingly, I reached an all-time high record this month. I plan to keep this income around 20~25k.