Regular Financial Updates 2019 Q4

Hi guys!

This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my growth.

This is the last quarter asset report of 2019:

Hurray! I did it! This is one of my biggest achievement in my life! Even though HKD$ 1 million is a small amount to a lot of people, I accumulate this amount at age of 27. This means a lot to me. I am really proud of myself.

Some people may be curious about how I regain the money 'lost' last quarter. First, my stocks have a rebound of 25% which is the same level at Q2. Second, I tried my best to check if I have any 'missing' assets and I discovered I have some old MPF accounts which were not counted before. These accounts were opened during my previous jobs. I merged all these accounts into one. Besides, I  found some idle cash at home. They are my emergent money in case that HK situation worsens and I forgot to count them in before. Therefore, all this 'lost' money may not be real growth of my asset but it explains how I reach my goal this year!

All in all, my asset goal of 2019 is 1.1 million and I only reached around 96%. Yet, I will still count myself successful this year! I look forward to 2020 in which my goal is 1.3 million! How was your 2019? Did you achieve your goal?  Please comment below and let me know!

November Expenses 2019

Hello, everyone!

I am Jerry, the author of this blog!

We never know what life prepares for us. While Hong Kong situation did not improve, I did not commit myself to the movement as much as my friend did. Out of loneliness, I met few girls through networking app and started dating one of them.

Anyways, here comes the expenses of November:

Money for my family: $7500
I gave $5500 to my parents every month. This is a tradition of Hong Kong people.

Food& Beverages: $1804
I ate out a lot as I asked some girls out for dinner and lunch. Besides, the two reasons from last month were still valid this month.

Entertainments: $4068.5
This is really crazy. This expenses include the swimming pool admission fees, online shopping and all the funs I have with the newly met girls.

Transportation: $385.2
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.

Phone: $116
This is the phone bill.

Clothes: $1202.7
I bought two new shirt from ASOS since my old shirts were worn out.

Household: $1380
I bought a new filter for my family's water purifier and some other household products.

Miscellaneous: $986
I saw doctor because I caught a cold. This also included some random things.

TOTAL: $15442.4
The expenses went up quite a bit this month because I went out a lot. To be honest, some money was not well spent. This month taught me a lesson: money could go really fast if I socialize a lot. However, the number is still acceptable. I could still save more than 50% of my salary. Next month will be the last month of 2019 and I will have a trip with a friend. Let's see how much I will spend in the month of festivals.

What about you? How much did you spend in November? Please let me know by commenting below! See you next time!