Hello, everyone!
I am Jerry, the author of this blog!
In order to make things more precise and simple, I will stop explaining every category. I will comment everything in the last paragraph instead.
Anyways, here comes the expenses of December:
Money for my family: $5500
Food& Beverages: $1249
Entertainments: $7691.54
Transportation: $350.9
Phone: $116
Miscellaneous: $973
TOTAL: $15880.44
To be honest, I spent so little this month. I went to travel once. This explains why my entertainment category went up so high. Besides, I saw doctor once and spent some money on self-improvements.
All in all, I managed to keep my expenses below 50% of my income. Good news for me!
What about you? How much did you spend in December? Please let me know by commenting below! See you next time!
Friday, January 31, 2020
Tuesday, December 31, 2019
Regular Financial Updates 2019 Q4
Hi guys!
This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my growth.
This is the last quarter asset report of 2019:
Hurray! I did it! This is one of my biggest achievement in my life! Even though HKD$ 1 million is a small amount to a lot of people, I accumulate this amount at age of 27. This means a lot to me. I am really proud of myself.
Some people may be curious about how I regain the money 'lost' last quarter. First, my stocks have a rebound of 25% which is the same level at Q2. Second, I tried my best to check if I have any 'missing' assets and I discovered I have some old MPF accounts which were not counted before. These accounts were opened during my previous jobs. I merged all these accounts into one. Besides, I found some idle cash at home. They are my emergent money in case that HK situation worsens and I forgot to count them in before. Therefore, all this 'lost' money may not be real growth of my asset but it explains how I reach my goal this year!
All in all, my asset goal of 2019 is 1.1 million and I only reached around 96%. Yet, I will still count myself successful this year! I look forward to 2020 in which my goal is 1.3 million! How was your 2019? Did you achieve your goal? Please comment below and let me know!
This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my growth.
This is the last quarter asset report of 2019:
Hurray! I did it! This is one of my biggest achievement in my life! Even though HKD$ 1 million is a small amount to a lot of people, I accumulate this amount at age of 27. This means a lot to me. I am really proud of myself.
Some people may be curious about how I regain the money 'lost' last quarter. First, my stocks have a rebound of 25% which is the same level at Q2. Second, I tried my best to check if I have any 'missing' assets and I discovered I have some old MPF accounts which were not counted before. These accounts were opened during my previous jobs. I merged all these accounts into one. Besides, I found some idle cash at home. They are my emergent money in case that HK situation worsens and I forgot to count them in before. Therefore, all this 'lost' money may not be real growth of my asset but it explains how I reach my goal this year!
All in all, my asset goal of 2019 is 1.1 million and I only reached around 96%. Yet, I will still count myself successful this year! I look forward to 2020 in which my goal is 1.3 million! How was your 2019? Did you achieve your goal? Please comment below and let me know!
Monday, December 2, 2019
November Expenses 2019
Hello, everyone!
I am Jerry, the author of this blog!
We never know what life prepares for us. While Hong Kong situation did not improve, I did not commit myself to the movement as much as my friend did. Out of loneliness, I met few girls through networking app and started dating one of them.
Anyways, here comes the expenses of November:
Money for my family: $7500
I gave $5500 to my parents every month. This is a tradition of Hong Kong people.
Food& Beverages: $1804
I ate out a lot as I asked some girls out for dinner and lunch. Besides, the two reasons from last month were still valid this month.
Entertainments: $4068.5
This is really crazy. This expenses include the swimming pool admission fees, online shopping and all the funs I have with the newly met girls.
Transportation: $385.2
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.
Phone: $116
This is the phone bill.
Clothes: $1202.7
I bought two new shirt from ASOS since my old shirts were worn out.
Household: $1380
I bought a new filter for my family's water purifier and some other household products.
Miscellaneous: $986
I saw doctor because I caught a cold. This also included some random things.
TOTAL: $15442.4
The expenses went up quite a bit this month because I went out a lot. To be honest, some money was not well spent. This month taught me a lesson: money could go really fast if I socialize a lot. However, the number is still acceptable. I could still save more than 50% of my salary. Next month will be the last month of 2019 and I will have a trip with a friend. Let's see how much I will spend in the month of festivals.
What about you? How much did you spend in November? Please let me know by commenting below! See you next time!
I am Jerry, the author of this blog!
We never know what life prepares for us. While Hong Kong situation did not improve, I did not commit myself to the movement as much as my friend did. Out of loneliness, I met few girls through networking app and started dating one of them.
Anyways, here comes the expenses of November:
Money for my family: $7500
I gave $5500 to my parents every month. This is a tradition of Hong Kong people.
Food& Beverages: $1804
I ate out a lot as I asked some girls out for dinner and lunch. Besides, the two reasons from last month were still valid this month.
Entertainments: $4068.5
This is really crazy. This expenses include the swimming pool admission fees, online shopping and all the funs I have with the newly met girls.
Transportation: $385.2
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.
Phone: $116
This is the phone bill.
Clothes: $1202.7
I bought two new shirt from ASOS since my old shirts were worn out.
Household: $1380
I bought a new filter for my family's water purifier and some other household products.
Miscellaneous: $986
I saw doctor because I caught a cold. This also included some random things.
TOTAL: $15442.4
The expenses went up quite a bit this month because I went out a lot. To be honest, some money was not well spent. This month taught me a lesson: money could go really fast if I socialize a lot. However, the number is still acceptable. I could still save more than 50% of my salary. Next month will be the last month of 2019 and I will have a trip with a friend. Let's see how much I will spend in the month of festivals.
What about you? How much did you spend in November? Please let me know by commenting below! See you next time!
Saturday, November 30, 2019
October Expenses 2019
Hello, everyone!
I am Jerry, the author of this blog!
I broke up with my girlfriend this month. I was so depressed that I barely function daily. This is the reason why I published no posts in October.
Anyways, here comes the expenses of October:
Money for my family: $5500
I gave $5500 to my parents every month. This is a common tradition of Hong Kong people.
Food& Beverages: $1944.3
I spent more on my daily lunch because of two reasons: First, cheap restaurants are no longer a choice to me. I chose to support the social movements by applying my rights of consumer, i.e. eating lunch in restaurant which supports the movements. Second, food became a comfort to me during my break up with my girlfriend. I ate some a little bit expensive lunches.
Entertainments: $969
This included the swimming pool admission fees, some games I bought online and some toys I bought.
Transportation: $440.9
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.
Phone: $116
This is the phone bill.
Haircut: $70
Cheap haircut.
Miscellaneous: $351
I bought some books for personal growth.
TOTAL: $9391.2
This is quite surprising to me because the whole expense is under 10k even though I spent a lot on my food. This might be due to the "power" of being single. I hope I can keep my expense low for the last two months of 2019 so that I could be reach my financial goal this year!
What about you? How much did you spend in October? Please let me know by commenting below! See you next time!
I am Jerry, the author of this blog!
I broke up with my girlfriend this month. I was so depressed that I barely function daily. This is the reason why I published no posts in October.
Anyways, here comes the expenses of October:
Money for my family: $5500
I gave $5500 to my parents every month. This is a common tradition of Hong Kong people.
Food& Beverages: $1944.3
I spent more on my daily lunch because of two reasons: First, cheap restaurants are no longer a choice to me. I chose to support the social movements by applying my rights of consumer, i.e. eating lunch in restaurant which supports the movements. Second, food became a comfort to me during my break up with my girlfriend. I ate some a little bit expensive lunches.
Entertainments: $969
This included the swimming pool admission fees, some games I bought online and some toys I bought.
Transportation: $440.9
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.
Phone: $116
This is the phone bill.
Haircut: $70
Cheap haircut.
Miscellaneous: $351
I bought some books for personal growth.
TOTAL: $9391.2
This is quite surprising to me because the whole expense is under 10k even though I spent a lot on my food. This might be due to the "power" of being single. I hope I can keep my expense low for the last two months of 2019 so that I could be reach my financial goal this year!
What about you? How much did you spend in October? Please let me know by commenting below! See you next time!
Friday, October 4, 2019
September Expenses 2019
Hello, everyone!
I am Jerry, the author of this blog!
Hong Kong is still in disturbance but I chose to restart blogging. It doesn't mean I don't care about the movement. In fact, I see this as an alternative perspective of history.
Anyways, here comes the expenses of September:
Money for my family: $7500
I gave $5500 to my parents and $2000 to my girlfriend every month. Besides, I bought my mum a pair of new shoes as her birthday gift.
Food& Beverages: $885.9
I ate out a few times this month.
Entertainments: $8648.77
I travelled to Bangkok alone for three days because I was so stressed out. Movements in HK. New Job. Family issues. These are the reasons why I chose to escape for a few days.
Transportation: $396.8
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.
Phone: $116
This is the phone bill.
Haircut: $70
Cheap haircut.
Education: $648
I started learning a new language- Viet! It's because I want to learn more about my girlfriend's language and culture.
Miscellaneous: $0
I didn't mark any miscellaneous spending. Not sure if there is really none or I forgot to mark down haha.
TOTAL: $18984.07
The expenses went up quite a bit this month because I travelled to Bangkok. Yet, I knew I needed a few days escaping from reality. I was really stressed and even depressed, but I am okay now. I really want to thank myself for arranging this trip. Let's see if I could save more next month.
What about you? How much did you spend in September? Please let me know by commenting below! See you next time!
I am Jerry, the author of this blog!
Hong Kong is still in disturbance but I chose to restart blogging. It doesn't mean I don't care about the movement. In fact, I see this as an alternative perspective of history.
Anyways, here comes the expenses of September:
Money for my family: $7500
I gave $5500 to my parents and $2000 to my girlfriend every month. Besides, I bought my mum a pair of new shoes as her birthday gift.
Food& Beverages: $885.9
I ate out a few times this month.
Entertainments: $8648.77
I travelled to Bangkok alone for three days because I was so stressed out. Movements in HK. New Job. Family issues. These are the reasons why I chose to escape for a few days.
Transportation: $396.8
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.
Phone: $116
This is the phone bill.
Haircut: $70
Cheap haircut.
Education: $648
I started learning a new language- Viet! It's because I want to learn more about my girlfriend's language and culture.
Miscellaneous: $0
I didn't mark any miscellaneous spending. Not sure if there is really none or I forgot to mark down haha.
TOTAL: $18984.07
The expenses went up quite a bit this month because I travelled to Bangkok. Yet, I knew I needed a few days escaping from reality. I was really stressed and even depressed, but I am okay now. I really want to thank myself for arranging this trip. Let's see if I could save more next month.
What about you? How much did you spend in September? Please let me know by commenting below! See you next time!
Thursday, October 3, 2019
August Expenses 2019
Hello, everyone!
I am Jerry, the author of this blog!
As I have mentioned in my last blog, Hong Kong is undergoing a huge incident so I did not update my blog as usual.
Anyways, here comes the expenses of August:
Money for my family: $7500
I gave $5500 to my parents every month. Since June, I also started giving $2000 to my girlfriend to support her living.
Food& Beverages: $1197.8
I ate out a few times this month.
Entertainments: $831.8
I bought some games and in-app purchases.
Transportation: $396.8
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.
Phone: $116
This is the phone bill.
Haircut: $0
I didn't do my haircut this month. Too busy(or lazy).
Miscellaneous: $629.9
I bought a new bag for work and a new umbrella.
TOTAL: $10672.3
I discovered some loophole in my spending summary. I didn't record some one-off expenses such as course fee, insurance and professional memberships. I am too lazy to track them back but I will definitely include them in my coming summary.
What about you? How much did you spend in August? Please let me know by commenting below! See you next time!
I am Jerry, the author of this blog!
As I have mentioned in my last blog, Hong Kong is undergoing a huge incident so I did not update my blog as usual.
Anyways, here comes the expenses of August:
Money for my family: $7500
I gave $5500 to my parents every month. Since June, I also started giving $2000 to my girlfriend to support her living.
Food& Beverages: $1197.8
I ate out a few times this month.
Entertainments: $831.8
I bought some games and in-app purchases.
Transportation: $396.8
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.
Phone: $116
This is the phone bill.
Haircut: $0
I didn't do my haircut this month. Too busy(or lazy).
Miscellaneous: $629.9
I bought a new bag for work and a new umbrella.
TOTAL: $10672.3
I discovered some loophole in my spending summary. I didn't record some one-off expenses such as course fee, insurance and professional memberships. I am too lazy to track them back but I will definitely include them in my coming summary.
What about you? How much did you spend in August? Please let me know by commenting below! See you next time!
Wednesday, October 2, 2019
July Expenses 2019
Hello, everyone!
I am Jerry, the author of this blog!
It has been a long time since my last update. Too many things happened in Hong Kong for the past few months and I was not in the mood of blogging so I delayed the updates.
Anyways, here comes the expenses of July:
Money for my family: $7500
I gave $5500 to my parents every month. Since last month, I also started giving $2000 to my girlfriend to support her living.
Food& Beverages: $940.3
Not bad. Less than that of last month.
Entertainments: $1471.8
Far less than that of last month because I didn't go travel. Yet, I still bought some games and in-app purchases.
Transportation: $408.6
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.
Phone: $116
This is the phone bill.
Haircut: $70
Miscellaneous: $1354.19
This included some supplements and small things I bought for daily use.
TOTAL: $11860.89
Overall, I spent far less this month, mainly because I didn't go travelling. Yet, my income became less than usual this month because I switched to a new job and there were few days of break. After all, I am satisfied with my spending this month. It is within my expectation.
What about you? How much did you spend in July? Please let me know by commenting below! See you next time!
I am Jerry, the author of this blog!
It has been a long time since my last update. Too many things happened in Hong Kong for the past few months and I was not in the mood of blogging so I delayed the updates.
Anyways, here comes the expenses of July:
Money for my family: $7500
I gave $5500 to my parents every month. Since last month, I also started giving $2000 to my girlfriend to support her living.
Food& Beverages: $940.3
Not bad. Less than that of last month.
Entertainments: $1471.8
Far less than that of last month because I didn't go travel. Yet, I still bought some games and in-app purchases.
Transportation: $408.6
This is about my average. Yet, the actual amount will be less since the HK government is now subsidising our transportation fee for around few dollars per month depending on your amount.
Phone: $116
This is the phone bill.
Haircut: $70
Miscellaneous: $1354.19
This included some supplements and small things I bought for daily use.
TOTAL: $11860.89
Overall, I spent far less this month, mainly because I didn't go travelling. Yet, my income became less than usual this month because I switched to a new job and there were few days of break. After all, I am satisfied with my spending this month. It is within my expectation.
What about you? How much did you spend in July? Please let me know by commenting below! See you next time!
Subscribe to:
Posts (Atom)