Saturday morning: 1440 x 5= 7700
Saturday afternoon: 1000 x 2= 2000
Freelance A: 700 x 3= 2100
Freelance B: 680 x 3= 2040
Freelance C: 600
TOTAL: 14440
Sunday, November 1, 2020
October Expenses 2020
Hello, everyone!
I am Jerry, the author of this blog!There are only few new COVID-19 confirmed cases every day. People started going back to school and work. People started having more social activities in spite of the social gathering ban.
Anyways, here comes the expenses of October:
Money for my family and GF: $22444.4
Food& Beverages: $1053.5
Transportation: $345.8
Phone: $116
Personal growth: $1324.75
Miscellaneous: $742
TOTAL: $26026.45
My monthly expenses went up again this month. This is because I bought a new tooth cleaner and a financial course as well as a renewal of my professional membership.
What about you? How much did you spend in October? Please let me know by commenting below! See you next time!
Sunday, October 11, 2020
Monthly Investment Plan - US stocks 10/10/2020
After some deep thoughts and back test, here is my finalised strategy: I will continue to contribute some ETFs such as VOO, QQQ, VXUS, VWO, VGIT, VGLT, ARKK and ARKW. Meanwhile, I will buy V and MA every month. Besides, I will buy AMZN every 6 months. As for the other stocks such as TTD and DIS, I will buy a few shares and hold at least 5 years. In short, my plan is to buy and hold index ETFs with a handful of individual stocks.
TOTAL: $11284.09
Saturday, October 10, 2020
Thursday, October 1, 2020
September Expenses 2020
Hello, everyone!
I am Jerry, the author of this blog!It seems the pandemic is getting away in HK. My day job has started resuming normal.
Anyways, here comes the expenses of September:
Money for my family and GF: $22444.4
Food& Beverages: $897.8
Transportation: $213.7
Phone: $116
Personal growth: $779.92
Miscellaneous: $416
TOTAL: $24867.82
My expenses went up compared with that of las month because everything is resuming. FYI, I rearranged some items so that it follows the expense category of my mobile app.
What about you? How much did you spend in September? Please let me know by commenting below! See you next time!
Sunday, September 27, 2020
Regular Financial Updates 2020 Q3
Hi guys!
This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my growth.
This is the third quarter asset report of 2020:
If I update this in early September, you may see a different story. My annual goal may have been reached already. Nonetheless, what happened, happened. The stock market started plummeting in mid September. Luckily, due to Vanguard's exit from HK, I sold half of my ETF 3140 and captured some profits before the drop. I have talked about this action in another post so I will not repeat here.
The COVID-19 is still rampant worldwide, and the geopolitical risk escalates to a high level thanks to the US President election. Regardless of the above-mentioned, I will continue to buy ETFs. As I said before, discipline is the key to investing. Even if the stock market continues to drop in October, I will buy on schedule.
This quarter taught me a lesson: Never make a conclusion too early. Originally I thought I could not reach the annual goal. Now, it seems possible. If I do nothing, and just spend and save as usual, I will be less 20k from the goal. This means, if I generate or save 6k extra each month for the remaining three months, my goal will be reached. It's challenging, but I like challenges. We will know the results after three months.
Tuesday, September 8, 2020
Monthly Investment Plan - HK stocks 7/9/2020
I will stop contributing 435 and 3140. For 435, it is because the future of HK is very uncertain. I do not want to bet on it. For 3140, it is because Vanguard will quit the HK market, which is a surprise for me. I sold some of it because of the same reason. The money will be invested to VOO on a monthly basis.
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