Half annual review 2020

This is frustrating to admit but the financial goal this year will not be met. The pandemic struck my girlfriend's finance hard. She is unemployed currently. It is unlikely for her to find a job in Thailand now. I took up the responsibility of taking care of her. This extra spending slows me down on the road to FIRE. 

Yet, there is always silver lining. After some calculation and planning, I readjusted my short term goal. To accumulate $2M assets before 2023 will be my current short term goal.

So as to achieve this goal, actions have to be taken:

1. Spend 23090(2020)/23933(2021)/24837(2022) per month

2. Look for 2 short-term freelance jobs ($800-1000/h x 10-13 sessions)

3. a) Sell the HK stocks as long as the rise is larger than the amount of 2-years interests

   b) If HSI reaches around 29000, then sell 2800

   c)  Earn 50k from trading/investing during the coming 2 years

The future of the world is gloomy, but I think opportunity and risk coexist. Be honest, open-minded and disciplined.