November expense 2020

Hello, everyone!

I am Jerry, the author of this blog!

The 4th wave of the pandemic has arrived. When I wrote this piece of blog, I was having my first day of WFH. How long will this WFH last time? I really have no clues.

Anyways, here comes the expenses of November:

Money for my family and GF: $22444.4

Food& Beverages: $1261.5

Transportation: $588.4

Phone: $116

Personal growth: $1252.25

Entertainment: $500

Miscellaneous: $1079.9

TOTAL: $27242.45

My monthly expenses went up again this month because I bought a piece of toy for myself and some household products for my family. Besides, I went to friends' gathering twice. I will try harder to make the expense lower than that of this month.

What about you? How much did you spend in November? Please let me know by commenting below! See you next time!

Side hustle income record (Oct 2020)

Saturday morning: 1440 x 5= 7700

Saturday afternoon: 1000 x 2= 2000

Freelance A: 700 x 3= 2100

Freelance B: 680 x 3= 2040

Freelance C: 600

TOTAL: 14440

October Expenses 2020

Hello, everyone!

I am Jerry, the author of this blog!

There are only few new COVID-19 confirmed cases every day. People started going back to school and work. People started having more social activities in spite of the social gathering ban.

Anyways, here comes the expenses of October:

Money for my family and GF: $22444.4

Food& Beverages: $1053.5

Transportation: $345.8

Phone: $116

Personal growth: $1324.75

Miscellaneous: $742

TOTAL: $26026.45

My monthly expenses went up again this month. This is because I bought a new tooth cleaner and a financial course as well as a renewal of my professional membership.

What about you? How much did you spend in October? Please let me know by commenting below! See you next time!

Monthly Investment Plan - US stocks 10/10/2020

 

After some deep thoughts and back test, here is my finalised strategy: I will continue to contribute some ETFs such as VOO, QQQ, VXUS, VWO, VGIT, VGLT, ARKK and ARKW. Meanwhile, I will buy V and MA every month. Besides, I will buy AMZN every 6 months. As for the other stocks such as TTD and DIS, I will buy a few shares and hold at least 5 years. In short, my plan is to buy and hold index ETFs with a handful of individual stocks.

TOTAL: $11284.09

Monthly Investment Plan - HK stocks 10/10/2020

 I hope the situation will be better in 2021.

September Expenses 2020

Hello, everyone!

I am Jerry, the author of this blog!

It seems the pandemic is getting away in HK. My day job has started resuming normal.

Anyways, here comes the expenses of September:

Money for my family and GF: $22444.4

Food& Beverages: $897.8

Transportation: $213.7

Phone: $116

Personal growth: $779.92

Miscellaneous: $416

TOTAL: $24867.82

My expenses went up compared with that of las month because everything is resuming. FYI, I rearranged some items so that it follows the expense category of my mobile app.

What about you? How much did you spend in September? Please let me know by commenting below! See you next time!

Regular Financial Updates 2020 Q3

 Hi guys!

This is Jerry, the author of this blog! I decided to post the total asset I have so that you guys could witness my growth.

This is the third quarter asset report of 2020:

If I update this in early September, you may see a different story. My annual goal may have been reached already. Nonetheless, what happened, happened. The stock market started plummeting in mid September. Luckily, due to Vanguard's exit from HK, I sold half of my ETF 3140 and captured some profits before the drop. I have talked about this action in another post so I will not repeat here.

The COVID-19 is still rampant worldwide, and the geopolitical risk escalates to a high level thanks to the US President election. Regardless of the above-mentioned, I will continue to buy ETFs. As I said before, discipline is the key to investing. Even if the stock market continues to drop in October, I will buy on schedule.

This quarter taught me a lesson: Never make a conclusion too early. Originally I thought I could not reach the annual goal. Now, it seems possible. If I do nothing, and just spend and save as usual, I will be less 20k from the goal. This means, if I generate or save 6k extra each month for the remaining three months, my goal will be reached. It's challenging, but I like challenges. We will know the results after three months.